“Preserving the Harvest” by Leveraging Health Savings Accounts

Jack Towarnicky of aequum health joined Humaculture’s Steve Cyboran, Wes Rogers and Kelley Long on Thursday, February 17, to present the second installment of the Hidden Opportunities, Strategic Compliance series. They clarified why “unexpected” bills do not always mean “surprise” bills and demonstrated how Health Savings Accounts (HSAs) can be a strategic response to the No Surprises Act … Continued

One-Third of Americans Say They Can’t Afford to Contribute to an HSA

Harvard Business Review’s article sponsored by Centivo, Does Your Health Plan Leave Your Workers Functionally Uninsured?, can be boiled down to this one statement: “Unfortunately, one-third of Americans say they can’t afford to contribute to an HSA.” This assertion is made referencing Centivo’s December 2021 Healthcare and Financial report. Centivo surveyed 805 adults 18-64 years of … Continued

Credit Reporting of Medical Debt

On March 1, 2022 the Consumer Financial Protection Bureau (“CFPB”) issued a 54 page report regarding the impacts of medical debt on consumers.[1] “Medical bills placed on credit reports can result in reduced access to credit, increased risk of bankruptcy, avoidance of medical care, and difficulty securing employment, even when the bill itself is inaccurate … Continued

The Other No Surprises Act Lawsuits: An Update

In addition to the Texas Medical Association lawsuit, five other lawsuits are pending across the U.S.  We last provided an update in December. The case statuses have changed and more lawsuits have been filed. Here is a short update on each and an introduction to the new lawsuits: Association of Air Medical Services v. U.S. … Continued

The Texas Medical Association Decision: What Happens Next?

On February 23, 2022, Eastern District of Texas Judge Jeremy Kernodle sided with the Texas Medical Association (TMA), a trade association representing more than 55,000 physicians, and decided that the Department of Health and Human Services (HHS) interim final rule governing the Independent Dispute Resolution (IDR) process conflicted with the No Surprises Act by creating … Continued

Taking Advantage of Pricing Transparency as Healthcare Becomes Increasingly Consumer-Centric

February Wise Healthcare Consumer Month February is recognized as National Wise Health Care Consumer Month, established by the American Institute for Preventive Medicine. By raising awareness and opening dialogue, the Institute intends to make a long-term impact on the way healthcare consumers take personal ownership of their care.    Healthcare Consumerism Healthcare consumerism is a growing … Continued

A Single-Payer System: California Legislators Vote Today

Today the California State Assembly will vote on a proposal – AB No. 1400 — to create a single-payer healthcare system. They system would be similar to Medicare: a fee-for-service model. It would eliminate premiums, copays and deductibles. It would provide broad coverage, including: inpatient and outpatient, emergency and non-emergency medical and health facility and … Continued

Preserving the Harvest…Leveraging HSAs

Join Jack Towarnicky, with Humaculture’s Steve Cyboran, Wes Rogers and Kelley Long on Thursday, February 17, from 12:00 to 12:30 CST as they present the second installment of the Hidden Opportunities, Strategic Compliance Series. They will reconfirm why “unexpected” bills does not always mean “surprise” bills and demonstrate why Health Savings Accounts (HSAs) are a … Continued