Where we’re going

The No Surprises Act (NSA) was created to protect patients from unexpected medical bills—especially in emergencies and when treated by out-of-network providers at in-network facilities. However, recent layoffs at the federal agency responsible for enforcement have put those protections at risk. With fewer regulators and mounting dispute volume, oversight is weakening, leading to more billing … Continued

At this year’s Disability Management Employer Coalition (DMEC) Compliance Conference in Columbus, Ohio, aequum’s Jack Towarnicky offered insight on two mental health topics: Mental Health in the Workplace and The Mental Health LTD Challenge: Because Parity is Not a Priority … Yet. These conversations confirmed that employers, plan sponsors and disability management administrators can no … Continued

I read with interest Ben Dobler’s February 5, 2025, article on “Why Health Savings Accounts (HSAs) Aren’t Always Worth the ‘Triple Tax Savings’[i]. Ben notes that HSAs require individuals to be covered by a “High Deductible Health Plan” which has tradeoffs compared to traditional coverage. However, my 20+ years of hands-on experience with HSA-capable coverage … Continued