Where we’re going

Harvard Business Review’s article sponsored by Centivo, Does Your Health Plan Leave Your Workers Functionally Uninsured?, can be boiled down to this one statement: “Unfortunately, one-third of Americans say they can’t afford to contribute to an HSA.” This assertion is made referencing Centivo’s December 2021 Healthcare and Financial report. Centivo surveyed 805 adults 18-64 years of … Continued

On March 1, 2022 the Consumer Financial Protection Bureau (“CFPB”) issued a 54 page report regarding the impacts of medical debt on consumers.[1] “Medical bills placed on credit reports can result in reduced access to credit, increased risk of bankruptcy, avoidance of medical care, and difficulty securing employment, even when the bill itself is inaccurate … Continued

Two months ago, Jack Towarnicky of aequum joined Steve Cyboran and Wes Rogers of Humaculture in the first of five monthly webinar series to highlight new opportunities prompted by the No Surprises Act and Consolidated Appropriations Act. The next 30 minute session is Today, March 17th, when Jack will be joined by Steve, Wes and Scott … Continued

In addition to the Texas Medical Association lawsuit, five other lawsuits are pending across the U.S.  We last provided an update in December. The case statuses have changed and more lawsuits have been filed. Here is a short update on each and an introduction to the new lawsuits: Association of Air Medical Services v. U.S. … Continued

On February 23, 2022, Eastern District of Texas Judge Jeremy Kernodle sided with the Texas Medical Association (TMA), a trade association representing more than 55,000 physicians, and decided that the Department of Health and Human Services (HHS) interim final rule governing the Independent Dispute Resolution (IDR) process conflicted with the No Surprises Act by creating … Continued

February Wise Healthcare Consumer Month February is recognized as National Wise Health Care Consumer Month, established by the American Institute for Preventive Medicine. By raising awareness and opening dialogue, the Institute intends to make a long-term impact on the way healthcare consumers take personal ownership of their care.    Healthcare Consumerism Healthcare consumerism is a growing … Continued

It may surprise you to learn that employer-sponsored, self-insured health plans live squarely at the intersection of business success and the goal of health equity. Health Savings Accounts (HSAs) play a critical role in the success of each. What is Health Equity? Let’s start by understanding the effects of a lack of health equity. Inequities … Continued

Today the California State Assembly will vote on a proposal – AB No. 1400 — to create a single-payer healthcare system. They system would be similar to Medicare: a fee-for-service model. It would eliminate premiums, copays and deductibles. It would provide broad coverage, including: inpatient and outpatient, emergency and non-emergency medical and health facility and … Continued

Join Jack Towarnicky, with Humaculture’s Steve Cyboran, Wes Rogers and Kelley Long on Thursday, February 17, from 12:00 to 12:30 CST as they present the second installment of the Hidden Opportunities, Strategic Compliance Series. They will reconfirm why “unexpected” bills does not always mean “surprise” bills and demonstrate why Health Savings Accounts (HSAs) are a … Continued

Jack Towarnicky, member of aequum, recently presented as a guest speaker during Humaculture’s Hidden Opportunities, Strategic Compliance Series. This was the first of a five-part series of monthly webinars that offer guidance to plan sponsors and third-party claims administrators on how to strategically respond to the No Surprises Act (NSA) and Transparency in Coverage requirements. … Continued