“One Big Beautiful Bill” Signals Big Shifts for HSAs: What It Means for Plan Sponsors

The House has spoken and Health Savings Accounts (HSAs) are getting an upgrade. The “One Big, Beautiful Bill,” recently passed by the House, includes a list of HSA-related provisions designed to expand eligibility, increase flexibility and boost tax-advantaged savings potential. These are the first significant changes in almost two decades – since President George W. … Continued

When Claims Spike, Relationships Matter: aequum’s Strategic Role with Stop-Loss Carriers

The stop-loss insurance market is facing a stress test. After several years of relatively stable trends, a wave of high-dollar claims has triggered significant losses, rate hikes and tighter underwriting. For employers with self-insured health plans, this shift brings serious consequences. They face higher stop-loss premiums, increased claim scrutiny, fewer coverage guarantees and in some … Continued