Where we’re going
“One Big Beautiful Bill” Signals Big Shifts for HSAs: What It Means for Plan Sponsors
The House has spoken and Health Savings Accounts (HSAs) are getting an upgrade. The “One Big, Beautiful Bill,” recently passed by the House, includes a list of HSA-related provisions designed to expand eligibility, increase flexibility and boost tax-advantaged savings potential. These are the first significant changes in almost two decades – since President George W. … Continued
2026 HSA Contribution Limits Are Up — But Most Workers Still Can’t Benefit
The IRS has announced new Health Savings Account (HSA) contribution limits for 2026, offering an opportunity to save more. While that’s positive for eligible participants, most employees won’t benefit. Many don’t have access to an HSA-qualified plan and those who do often fail to use it in ways that maximize its long-term financial advantages. The … Continued
When Claims Spike, Relationships Matter: aequum’s Strategic Role with Stop-Loss Carriers
The stop-loss insurance market is facing a stress test. After several years of relatively stable trends, a wave of high-dollar claims has triggered significant losses, rate hikes and tighter underwriting. For employers with self-insured health plans, this shift brings serious consequences. They face higher stop-loss premiums, increased claim scrutiny, fewer coverage guarantees and in some … Continued
Health Reform at 15: The Hidden Cost From Reducing the Number of Uninsured
Fifteen years after the passage of the Affordable Care Act (ACA), the results are in and so are the consequences. While health reform succeeded in reducing the number of uninsured Americans, it failed to address the cost of employer-sponsored health coverage. For the more than one hundred sixty million Americans who get their health coverage … Continued